Home    Loan Center    Products    About Us    FAQ    Resources  
  My Account  
  Login  
  Apply Now  
  Contact Us  
Products

Layton State Bank offers a variety of loan programs to meet your needs. In addition to our in-house loan programs, we also work with the leading lenders in the industry.  Our programs include:

30 and 15 Year Fixed Rates

Jumbo Mortgages

Adjustable Rate Mortgages

Construction Loans

 
30 Year Fixed Rate
15 Year Fixed Rate
30 Fixed Rate Jumbo

30 Year Fixed Rate

 Conventional 30 year fixed rate loan.

Term: 30 years   Maximum Amount: $417,000

15 Year Fixed Rate

 Conventional 15 Year Fixed Rate Loan

Term: 15 years   Maximum Amount: $417,000

30 Fixed Rate Jumbo

 Jumbo loans are loan amounts over $417,000. 

Term: 30 years   Maximum Amount: $2,000,000
 

 The maximum loan amount for fixed jumbo loans is $2,000,000.  Larger loan amounts available with other products



We offer local servicing of our mortgage loans


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $1,200. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $1,500. Your actual APR may be different depending upon these factors.